Some people do not have the time or knowledge to create or learn html.
<br>
<br>As such, many people turn to pre-made HTML templates.  There are several great companies that provide both free and commerical html website templates.
<br>
<br>If you are just starting a website and want something fast and professional you may want to consider purchasing an html template. 
<br>
<br>This is probably more important for commerical website owners who need to promote their product or service along stiff competition. Your websites apperance can be a deciding factor in whether or not that visitor becomes a customer.